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第7章 利用技术手段使用户下载APP贷款后陷入还款周期中(17 / 31)

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to detail. She had been assigo the Special Fraudulent Activities Unit (SFAU) and had cracked several high-profile cases the past. the surge illegal personal loan app cases had caught the attention of the unit, and she was deterio tackle the head-on.

She spent tless hours studyg the od operandi of these fraudulent apps and analyzg the patterheir operations. It bees.

As her iigatiressed, detective Roberts disvered that these scars ed sophisticated algoriths to identify vulnerable dividuals who were desperate need of fancial assistahey targeted dividuals with low credit sres, entig the with proises of easy loan approvals and quick disbursals. the victis were ofte a never-endg cycle of debt.

to ga ore sights, detective Roberts went underver, posg as a borrower need of a loan. She downloaded one of the ost popur loan apps, known as \"quickcash.\" the app appeared legitiate at first gnce, but she knew better. She cautioly entered all the required personal ration to itiate the loan application process.

with utes, her ph, and a sooth-talkg loa nad ax tacted her. ax offered her a substantial loan aount but deanded an upfront fee and an agreent to provide her social security nuber. Red fgs went off iive Roberts' d, reizg these as warng signs of fraud.

with the necessary eviden hand, detective Roberts sought assistance fro the SFAU's teical tea. together, they unraveled a plex web of terected apps, rporate fronts, and offshore ats that these scars had ed to further their illegal operations. She also disvered that ax was jt a pawn the ga, follog

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